Terms of Service

1. Acceptance of Terms

By accessing or using the Ghanizad Investments website (ghanizadinvestments.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

Ghanizad Investments provides investment management, financial advisory, and related services. The information presented on this website is for general informational purposes only and does not constitute investment advice, financial advice, trading advice, or any other form of professional advice.

3. No Investment Advice

Nothing on this website should be construed as a solicitation, offer, or recommendation to buy or sell any security or investment product. All investment decisions should be made based on your own research and consultation with a qualified financial professional. Past performance is not indicative of future results. All investments carry risk, including the potential loss of principal.

4. User Responsibilities

When using our website, you agree to:

• Provide accurate and truthful information when contacting us
• Use the website only for lawful purposes
• Not attempt to interfere with the proper functioning of the website
• Not reproduce, distribute, or create derivative works from our content without written permission

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Ghanizad Investments or its content suppliers and is protected by United States and international intellectual property laws. Unauthorized use of any materials may violate copyright, trademark, and other laws.

6. SMS/Text Messaging Terms

If you opt in to receive text messages from Ghanizad Investments:

• You consent to receive recurring automated text messages at the phone number provided
• Message frequency may vary based on your interactions and preferences
• Standard message and data rates may apply depending on your mobile carrier plan
• You may opt out at any time by replying STOP to any message received from us
• For assistance, reply HELP or contact ali@ghanizadinvestments.com
• Consent to receive text messages is not required as a condition of purchasing any goods or services
• We will not share your opt-in data or phone number with third parties for promotional purposes

7. Limitation of Liability

To the fullest extent permitted by law, Ghanizad Investments shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of or inability to use our website or services.

8. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Indemnification

You agree to indemnify, defend, and hold harmless Ghanizad Investments, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising from your use of the website or violation of these terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising from these terms shall be resolved in the courts of the State of California.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes constitutes acceptance of the revised terms.

12. Contact Information

For questions about these Terms of Service, please contact us:

Ghanizad Investments

Email: ali@ghanizadinvestments.com

California, United States